Aged Care Planning
Making the move to aged care involves both emotional and financial considerations. We guide you through the costs, payment options, and implications for your overall financial position. From understanding the difference between RADs and DAPs to planning for daily fees and means-tested care, we’re here to simplify complex information and ensure your assets are structured appropriately.
Centrelink Entitlements and Support
Accessing Centrelink benefits like the Age Pension, Carer Allowance, or Commonwealth Seniors Health Card can provide valuable support. We help you understand your eligibility, maximise your entitlements, and handle the application process to reduce stress and avoid delays. Our advice ensures your financial decisions work in harmony with Centrelink rules.
Asset and Income Assessments
Centrelink and aged care assessments rely on your total financial position. We assess your income streams, superannuation, investments, and property to determine how they affect your Centrelink and aged care outcomes. We can also help restructure assets where appropriate to improve benefit outcomes and protect family wealth.
Home Ownership & Aged Care Impacts
Your family home can have different implications depending on whether it’s retained, sold, or rented when entering care. We’ll explain the consequences for means testing, fees, and pension entitlements, helping you choose the right path based on your personal and financial goals.
Ready to take the next step?
Whether you have questions or you're ready to begin, we're here to help you make confident financial decisions.
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